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4.9

Loved by new parents ❤️

Build your child's futurebefore they ask for it.

Start a dedicated investment for your child. Built for disciplined and visionary parents.

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baby.moneyInvite

Your Circle

Invite family. Track gifts. Celebrate every milestone together.

baby.moneyInvite

Start Your Investment Journey

Your portfolio is empty. Invest in mutual funds to see your holdings here.

Designed for Parents

You don't need to be a finance expert. baby.money makes it parent-simple.

Active in Minutes

Create your child's minor account with their birth certificate and guardian KYC.

Smart Alerts

Know when to top-up and never miss a market opportunity.

Built for Gifting

Let family and relatives contribute directly to your child’s future.

SEBI Regulated

Your investments are held with SEBI-registered intermediaries and audited regularly.

How It Works

One app. One account. Your child's name. Their future, secured.

  1. 01

    Create the child profile

    Add your child in under 2 minutes — name, date of birth, and a guardian KYC.

  2. 02

    Pick a goal & fund

    Choose from curated mutual fund baskets aligned to college, marriage or a first home.

  3. 03

    Automate with SIP

    Set a monthly SIP. Top-up on birthdays. Let family gift directly into the goal.

  4. 04

    Track and hand over

    Watch the corpus grow with real-time NAV. Transfer ownership when they turn 18.

Parent Stories

Real parents. Real consistency.

"We started a SIP the week Aarav was born. The smart alerts kept us topping up — it just runs in the background now."
Riya & Aarav
Bengaluru
"My parents send birthday gifts straight into his account. No more cash envelopes — it actually compounds."
Mehul S.
Pune
"Picking a fund used to feel intimidating. The goal-based baskets made the first decision easy."
Anushka & Karan
Mumbai

Smart Investing

Built for parents who think ahead.

Curated mutual fund baskets, matched to your child's milestones — not a fund supermarket.

Growth Basket

14.2% CAGR*

Equity-heavy mix for long-horizon goals like higher education.

Horizon · 15+ yearsRisk · High

Balanced Basket

11.6% CAGR*

Hybrid blend of equity and debt for steadier compounding.

Horizon · 7–12 yearsRisk · Moderate

Stability Basket

8.4% CAGR*

Debt-led mix for near-term goals where capital matters most.

Horizon · 3–5 yearsRisk · Low

*Indicative trailing returns. Mutual fund investments are subject to market risks.

FAQs

Questions parents ask us first.

Any Indian resident parent or legal guardian can open a minor investment account for their child. You will need the child’s birth certificate and your own KYC.

Investments are placed with SEBI-registered AMCs. Units are held in your child’s name via an RTA. baby.money never holds your money.

Yes. Invite grandparents, uncles and aunts to gift directly into the child’s goal — every contribution shows up in your timeline.

Ownership of the folio transfers to the child once they turn 18 and complete their own KYC. The corpus stays intact.

No. baby.money is free to use. You only pay the standard expense ratio of the underlying mutual funds.